What type of insurance is Apwu?
The APWU offers comprehensive, affordable health benefits for members. The APWU Health Plan is a national preferred provider organization (PPO) that offers both a fee-for-service High Option plan and a Consumer Driven Option health plan.
Is Apwu a part of Cigna?
CIGNA provides the APWU Health Plan and its participating members extensive, industry-leading quality medical networks; comprehensive, award-winning prevention and health improvement programs that help members improve their health; and personalized web tools that help members better understand their conditions and make …
What health insurance do US postal workers have?
Federal Employees Health Benefits (FEHB)
The Postal Service participates in the Federal Employees Health Benefits (FEHB) Program, which provides excellent coverage and flexibility with most of the cost paid by the Postal Service.
What are the three types of consumer driven health plans?
The four types of consumer-driven health plans are health savings accounts (HSAs), flexible spending accounts or arrangements (FSAs), health reimbursement arrangements or accounts (HRAs), and medical savings accounts (MSAs). Each of these types brings tax benefits along with them, the IRS says.
What is high option insurance?
High Option Plan– a nationwide Fee-for-Service plan with a preferred provider organization (PPO). Our PPO network is Cigna HealthCare Shared Administration OAP Network and our prescription drug retail network and mail order pharmacy are through CVS Caremark®.
What does APWU stand for?
American Postal Workers Union
About APWU | American Postal Workers Union.
What does Apwu stand for?
What does high Option Health Plan mean?
A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (your deductible).
Are postal workers considered federal employees?
The US Post Service an independent agency The US Constitution explicitly establishes the existence of the US Postal Service, but although its employees are federal employees under the executive branch of the government the agency itself operates on a semi-corporate status.
What is Sunday premium pay USPS?
Entitlement. An employee is entitled to Sunday premium pay equal to 25 percent of his or her rate of basic pay for each hour of Sunday work. For this purpose, Sunday work consists of nonovertime work during an employee’s regularly scheduled basic tour of duty (not to exceed 8 hours) that begins or ends on a Sunday.
What is CDH plan?
A CDHP is a high-deductible plan where a portion of the health care services are paid for with pre-tax dollars. High-deductible plans have higher annual deductibles and out-of-pocket maximums than traditional health plans. The tradeoff: The insured pays lower premiums each month.
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