Can I do home loan prepayment online?
Note that this home loan prepayment online through NEFT should be possible for all kind of loans, not just home loan. Why only pre-payment, you can also pay your regular EMI’s using online options instead of post dated cheques.
Can I prepay my home loan?
A home loan offers a number of benefits which may make prepayment unbeneficial. Prepayment is a facility which allows you to repay your housing loan (in part or full) before the completion of your loan tenure. Usually, customers opt for prepayment when they have surplus funds.
Can we repay loan on Friday?
Friday: This day is ruled by Venus, and thus is considered very good day to give or take loan. Saturday: The day is ruled by Saturn (Shani) and the loan taken or given on this day gets delayed as far as repayment is concerned. That is why it is not considered good to take or give loan on this day.
Can we prepay home loan?
Is it good to loan on Tuesday?
Why Tuesday? Because Tuesday is ruled by Mars, as per astrology, it is a very inauspicious day to borrow money. This is because it is believed that the repayment of loans or debts taken on a Tuesday take ages to repay the same. It is best to avoid wearing new clothes on this day as well.
Why apply for a HDFC online home loan?
Why apply for a HDFC Online Home Loan? HDFC provides a facility to apply online for a home loan through a secured platform on the website that customers can access from the comfort & safety of their homes or office. Know the type of loans that can be availed online.
What is the interest rate of HDFC home loan?
HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a.. Create a space of your own with HDFC Home Loans. Our housing loan is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure.
How do I request for loan disbursement from HDFC?
Request for disbursement of the loan in writing (as per the manner prescribed by HDFC). Such request shall be deemed to have been duly made when made by hand, mail or through website of HDFC (www.hdfc.com) or such other form/manner as may be announced by HDFC from time to time.
What is the tenure of a HDFC home loan?
The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of HDFC.