How do I pay back my gem visa?
You can pay your Gem Visa credit card via internet or telephone banking using the details below:
- Name of Bank Account: Gem Visa.
- Bank Account Number: 03-0502-0681686-000.
- Particulars: Account holder’s surname and first initial.
- Code: 000000601073.
Can I withdraw money from my gem visa?
Cash withdrawal fees apply (over the counter cash withdrawal fee of $6/ATM cash withdrawal fee $0.90). Remember that cash withdrawal attracts interest from the date of withdrawal/purchase at the prevailing interest rate (currently 29.95%p.a.). Available at participating retailers only.
Does Gem Visa have an annual fee?
The Latitude Gem Visa credit card charges a monthly account service fee of $8.95….
| Product Name | Latitude Gem Visa |
|---|---|
| Annual fee | $107.40 |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate | 24.99% p.a. |
| Min credit limit | $1,000 |
Is a gem card a credit card?
Gem Visa is a credit card product provided by Latitude Financial Services. Latitude Financial Services is also a provider of other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.
Can you use your gem Visa card anywhere?
Gem Visa lets you shop for whatever. you want. Enjoy 6 months interest free on all Visa purchases $250 and over,^ anywhere Visa is accepted, worldwide.
How can I increase my gem visa limit?
Go to Manage Account, click on the account and Decrease Credit Limit , then it’s as easy as filling out the required fields and letting us know what you want the new limit to be. If you would like to increase your credit limit, select the Increase credit limit option and fill in the required fields.
What is the interest rate on Gem Visa?
25.99% p.a.
Enjoy 6 months interest free on all purchases of $250 or more,* anywhere Visa is accepted. *Gem Visa T&Cs & fees apply including a $55 establishment fee & $52 annual fee. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free term.
Do supermarkets accept gem visa?
GEM Visa is accepted at hundreds of stores all over New Zealand.
Can you use GEM visa at supermarket?
Can you use GEM visa anywhere?
Can you use Gem Visa to pay bills?
Gem Visa is loaded as a bill payee with most major banks. Select Gem Visa from your bill payments options and follow the instructions to set up regular payments.
Can gem visa be used anywhere?
What is a gem Visa?
Gem Visa gives you access to a huge range of interest free offers and payment plans at some of New Zealand’s leading brands. * Apply online now or instore at any participating Gem Visa retailer.
How does the latitude gem Visa Work?
The Latitude Gem Visa gives you access to interest-free payment plans at participating stores, with 0% interest periods typically ranging from 3 to 24 months, depending on the offer. It also offers 0% p.a. interest for 6 months automatically when you make any purchase over $250 and up to 55 days interest-free on your other everyday purchases.
What if I don’t want to switch to a gem Visa?
If you have a Gem CreditLine card, and don’t want to switch to a Gem Visa, don’t worry – your card will still work at over 2000 retailers around New Zealand to access long term interest free deals.
Where can I get interest-free finance with GEM Visa?
The Latitude. Gem Visa has partnered with a wide variety of retailers including JB Hi-Fi, The Good Guys, Harvey Norman, Forty Winks, and Webjet Exclusives to offer interest-free finance for major